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To amend sections 3929.482, 3929.85, 3931.01, | 1 |
3955.05, 3960.06, and 4731.143, to enact sections | 2 |
2323.45, 2323.451, 2323.452, 2323,453, 2323.454, | 3 |
2323.455, 2323.456, 2323.457, 2323.458, 2323.459, | 4 |
2323.4510, 2323.4511, 2323.4512, 2323.4513, | 5 |
2323.4514, 2323.4515, 2323.4516, 2323.4517, | 6 |
2323.4518, 2323.4519, and 2323.4520, and to repeal | 7 |
sections 3929.71, 3929.72, 3929.721, 3929.73, | 8 |
3929.75, 3929.76, 3929.77, 3929.78, 3929.79, | 9 |
3929.80, 3929.81, 3929.82, 3929.83, and 3929.84 of | 10 |
the Revised Code to require medical claims against | 11 |
healthcare providers to be reviewed by a medical | 12 |
review panel prior to the claim proceeding in | 13 |
court. | 14 |
Section 1. That sections 3929.482, 3929.85, 3931.01, 3955.05, | 15 |
3960.06, and 4731.143 be amended, and sections 2323.45, 2323.451, | 16 |
2323.452, 2323,453, 2323.454, 2323.455, 2323.456, 2323.457, | 17 |
2323.458, 2323.459, 2323.4510, 2323.4511, 2323.4512, 2323.4513, | 18 |
2323.4514, 2323.4515, 2323.4516, 2323.4517, 2323.4518, 2323.4519, | 19 |
and 2323.4520 of the Revised Code be enacted to read as follows: | 20 |
Sec. 2323.45. (A) As used in sections 2323.45 and 2323.451 | 21 |
to 2323.4520 of the Revised Code: | 22 |
(1) "Medical claim" means any claim that is asserted in any | 23 |
civil actions against a physician, podiatrist, hospital, home, or | 24 |
residential facility, against any employee or agent of a | 25 |
physician, podiatrist, hospital, home, or residential facility, or | 26 |
against a licensed practical nurse, registered nurse, advanced | 27 |
practice nurse, physical therapist, physician assistant, emergency | 28 |
medical technician-basic, emergency medical | 29 |
technician-intermediate, or emergency medical | 30 |
technician-paramedic, and that arises out of the medical | 31 |
diagnosis, care, or treatment of any person. "Medical claim" | 32 |
includes the following: | 33 |
(a) A derivative claim for relief that arises out of the | 34 |
medical diagnosis, care, or treatment of an individual; | 35 |
(b) A claim that arises out of the medical diagnosis, care, | 36 |
or treatment of an individual, resulting from acts or omissions in | 37 |
providing medical care or the hiring, training, supervision, | 38 |
retention, or termination of caregivers providing medical | 39 |
diagnosis, care, or treatment. | 40 |
(2) "Provider" means a physician, podiatrist, hospital, home, | 41 |
or residential facility, an employee or agent of a physician, | 42 |
podiatrist, hospital, home, or residential facility, a licensed | 43 |
practical nurse, registered nurse, advanced practice nurse, | 44 |
physical therapist, physician assistant, emergency medical | 45 |
technician-basic, emergency medical technician-intermediate, or | 46 |
emergency medical technician-paramedic. | 47 |
(B) Sections 2323.45 and 2323.451 to 2323.4520 of the Revised | 48 |
Code apply when a medical claim is asserted against a provider, | 49 |
unless the plaintiff and provider have entered into a valid and | 50 |
enforceable contract under section 2711.22 of the Revised Code | 51 |
requiring binding arbitration of medical claims or have agreed to | 52 |
submit to nonbinding arbitration under section 2711.21 of the | 53 |
Revised Code. | 54 |
(C) A medical review panel shall review medical claims | 55 |
against providers pursuant to sections 2323.45 and 2323.451 to | 56 |
2323.4520 of the Revised Code. A provider shall notify the | 57 |
superintendent of insurance when a civil action asserting a | 58 |
medical claim against the provider is commenced. The medical | 59 |
review panel shall review the claim and render its expert opinion | 60 |
prior to the civil action proceeding on the claim. | 61 |
(D) Section 2305.113 of the Revised Code governs the time | 62 |
limits for commencing the medical claim with the common pleas | 63 |
court. | 64 |
Sec. 2323.451. Not earlier than twenty days after a provider | 66 |
notifies the department of insurance of the commencement of a | 67 |
medical claim against the provider either party to the claim may | 68 |
request the formation of a medical review panel by serving notice | 69 |
by certified mail upon all parties and the superintendent of | 70 |
insurance. | 71 |
Sec. 2323.452. (A) A medical review panel shall consist of | 72 |
one attorney and three providers. | 73 |
(B) The attorney member of the medical review panel shall act | 74 |
as chairperson of the panel and in an advisory capacity, but shall | 75 |
not vote. | 76 |
(C) The chairperson of a medical review panel shall expedite | 77 |
the selection of the other panel members, convene the panel, and | 78 |
expedite the panel's review of the medical claim. The chairperson | 79 |
shall establish a reasonable schedule for submission of evidence | 80 |
to the medical review panel, allowing sufficient time for the | 81 |
parties to make full and adequate presentation of facts and | 82 |
authorities related to the claim. | 83 |
Sec. 2323.453. A medical review panel shall be selected in | 84 |
the following manner: | 85 |
(A) Within fifteen days after the filing of a request for the | 86 |
formation of a medical review panel under section 2323.45 of the | 87 |
Revised Code, the parties shall select a chairperson by agreement. | 88 |
(B)(1) If an agreement on a chairperson cannot be reached, | 89 |
either party may request the clerk of the Ohio supreme court to | 90 |
draw at random a list of the names of five attorneys who are | 91 |
qualified to practice in Ohio and who maintain offices in the | 92 |
county of venue designated in the medical claim or in a contiguous | 93 |
county. | 94 |
(2) The clerk may charge a reasonable fee for drawing the | 95 |
list of qualified attorneys. | 96 |
(3) The clerk shall notify the parties when a list of | 97 |
attorneys' names has been drawn, and the parties shall then strike | 98 |
names alternately, with the plaintiff striking first. The clerk | 99 |
shall notify a party after the opposing party has stricken a name. | 100 |
The remaining attorney shall be the chairperson of the medical | 101 |
review panel. The clerk shall notify the attorney and all other | 102 |
parties of the identity of the chairperson within five days after | 103 |
the selection. | 104 |
(4) If a party does not strike a name within five days after | 105 |
receiving notice from the clerk, the opposing party shall, in | 106 |
writing, direct the clerk to strike an attorney's name. The | 107 |
remaining attorney shall be the chairperson of the medical review | 108 |
panel. The clerk shall notify the attorney and all other parties | 109 |
of the identity of the chairperson within five days after the | 110 |
selection. | 111 |
(C) Within fifteen days after receiving notice of being | 112 |
selected as chairperson, the chairperson either shall: | 113 |
(1) Send a written acknowledgment of appointment to the | 114 |
clerk; | 115 |
(2) Show good cause for relief from the appointment under | 116 |
section 2323.458 of the Revised Code. | 117 |
Sec. 2323.454. (A) Within fifteen days after being notified | 118 |
of the selection of a chairperson, each party before a medical | 119 |
review panel shall select a provider to serve as a member of the | 120 |
panel. Except for individuals who are serving as an administrator | 121 |
of a hospital, home, or residential facility, all individual | 122 |
providers shall be available for selection as a member of a | 123 |
medical review panel. Each party shall identify the provider | 124 |
selected, in writing, to the other party and the chairperson, | 125 |
within this fifteen-day period. If a party fails to make a | 126 |
selection and provide notice within the time provided, the | 127 |
chairperson shall make the selection and identify the provider | 128 |
selected, in writing, to all parties. | 129 |
(B) Within fifteen days after being selected, the two | 130 |
providers selected under division (A) of this section shall select | 131 |
a third provider and notify the chairperson and all parties in | 132 |
writing. If the providers fail to make a selection, the | 133 |
chairperson shall select the third provider and notify all | 134 |
parties. | 135 |
Sec. 2323.455. (A) If there are multiple plaintiffs or | 136 |
defendants before a medical review panel, only one provider shall | 137 |
be selected per side to serve as a member of the panel. The | 138 |
plaintiff, whether single or multiple, has the right to select one | 139 |
provider and the defendant, whether single or multiple, has the | 140 |
right to select one provider. | 141 |
(B) If there is only one defendant, and that defendant is an | 142 |
individual, two of the panel members selected shall be providers | 143 |
in the same health care profession as the defendant. If the | 144 |
defendant specializes in a limited field, two of the panel members | 145 |
selected shall be providers who specialize in the same field as | 146 |
the defendant. | 147 |
Sec. 2323.456. (A) Within ten days after a party is notified | 148 |
of the opposing party's selection of a provider to serve as a | 149 |
member of the medical review panel, the opposing party may | 150 |
challenge the selection without cause and submit the challenge to | 151 |
the chairperson in writing. Upon a challenge, the party whose | 152 |
selection is challenged shall select another provider. | 153 |
(B) If either party challenges the selection made by the two | 154 |
providers chosen by the parties, the providers shall make a new | 155 |
selection. If two challenges without cause are submitted to the | 156 |
chairperson, the chairperson shall nominate three qualified | 157 |
providers within ten days after receiving the second challenge | 158 |
without cause. Each party shall eliminate one of the nominated | 159 |
providers within ten days, and the remaining provider shall serve | 160 |
as the third member of the panel. | 161 |
Sec. 2323.457. Within five days after all members of a | 162 |
medical review panel are selected, the chairperson shall send a | 163 |
notice by certified mail to the superintendent of insurance and | 164 |
all parties before the panel, notifying them of the following: | 165 |
(A) The names and addresses of the panel members; | 166 |
(B) The date on which the last panel member was selected. | 167 |
Sec. 2323.458. (A) An individual selected to serve as a | 168 |
member of a medical review panel under section 2323.453, 2323.454, | 169 |
or 2323.456 of the Revised Code shall serve unless: | 170 |
(1) The parties excuse the individual by mutual agreement; | 171 |
(2) The individual is excused for good cause shown under | 172 |
division (B) or (C) of this section. | 173 |
(B) To show good cause for relief from serving on a medical | 174 |
review panel, the attorney selected as chairperson of a medical | 175 |
review panel shall serve an affidavit upon the clerk of the Ohio | 176 |
supreme court, setting out facts showing that service would | 177 |
constitute an unreasonable burden or undue hardship. The clerk may | 178 |
excuse the attorney from serving on the panel and shall notify all | 179 |
parties. The parties shall select a new chairperson pursuant to | 180 |
section 2323.453 of the Revised Code. | 181 |
(C) To show good cause for relief from serving on a medical | 182 |
review panel, a provider shall serve an affidavit upon the panel | 183 |
chairperson. The affidavit shall set out facts showing that | 184 |
service would constitute an unreasonable burden or undue hardship. | 185 |
The chairperson may excuse the provider from serving on the panel, | 186 |
and shall notify all parties. The remaining members of the panel | 187 |
shall select a new provider within fifteen days. | 188 |
Sec. 2323.459. (A) A medical review panel shall give its | 189 |
expert opinion within one hundred eighty days after the selection | 190 |
of the last member of the panel. However, if more than ninety days | 191 |
after the last member of the panel is selected the panel's | 192 |
chairperson is removed under division (C) of this section, the | 193 |
chairperson removes a panel member under division (D) of this | 194 |
section, or any member of the panel is removed by a court order, | 195 |
the panel has ninety days after the selection of a new panel | 196 |
member to give its expert opinion. | 197 |
(B) If the medical review panel does not give an opinion | 198 |
within the time allowed under division (A) of this section, the | 199 |
panel shall submit a report to the superintendent of insurance | 200 |
stating the reason for the delay. | 201 |
(C) The superintendent of insurance may remove the | 202 |
chairperson of a medical review panel if the superintendent | 203 |
determines that the chairperson is not fulfilling the duties | 204 |
imposed upon the chairperson by sections 2323.45 and 2323.451 to | 205 |
2323.4520 of the Revised Code. If the chairperson is removed under | 206 |
this division, the parties shall select a new chairperson pursuant | 207 |
to section 2323.453 of the Revised Code. | 208 |
(D) The chairperson may remove a member of the medical review | 209 |
panel if the chairperson determines that the member is not | 210 |
fulfilling the duties imposed upon panel members by sections | 211 |
2323.45 and 2323.451 to 2323.4520 of the Revised Code. If a member | 212 |
is removed under this division, the remaining members of the panel | 213 |
shall select a new member within fifteen days. | 214 |
Sec. 2323.4510. (A) Parties wanting written evidence to be | 215 |
considered by the medical review panel shall submit the evidence | 216 |
promptly. The evidence may consist of medical charts, x-rays, lab | 217 |
tests, excerpts of treatises, depositions of witnesses including | 218 |
parties, and any other form of evidence allowable by the medical | 219 |
review panel. | 220 |
(B) Parties and witnesses may be deposed before the convening | 221 |
of the medical review panel. | 222 |
(C) The chairperson shall ensure that before the medical | 223 |
review panel gives its expert opinion under section 2323.4515 of | 224 |
the Revised Code, each panel member has the opportunity to review | 225 |
every item of evidence submitted by the parties. | 226 |
(D) Before considering any evidence or deliberating with | 227 |
other panel members, each member of the medical review panel shall | 228 |
take an oath in writing on a form provided by the panel | 229 |
chairperson, which shall read as follows: | 230 |
"I (swear) (affirm) under penalties of perjury that I will | 231 |
well and truly consider the evidence submitted by the parties; | 232 |
that I will render my opinion without bias, based upon the | 233 |
evidence submitted by the parties, and that I have not and will | 234 |
not communicate with any party or representative of a party before | 235 |
rendering my opinion, except as authorized by law." | 236 |
Sec. 2323.4511. The parties before a medical review panel, | 237 |
agents and attorneys of the parties, and the defendant's medical | 238 |
malpractice insurer, shall not communicate with any member of the | 239 |
panel before the panel gives its expert opinion under section | 240 |
2323.4515 of the Revised Code. | 241 |
Sec. 2323.4512. The chairperson of the medical review panel | 242 |
shall advise the panel relative to any legal question involved in | 243 |
the review proceeding and shall prepare the opinion of the panel | 244 |
given under section 2323.4515 of the Revised Code. | 245 |
Sec. 2323.4513. (A) A medical review panel may request all | 246 |
information necessary to reach its expert opinion and may consult | 247 |
with medical authorities. The panel may examine relevant provider | 248 |
medical reports. | 249 |
(B) All parties shall have full access to any material | 250 |
received by the medical review panel. | 251 |
Sec. 2323.4514. (A) After all evidence is submitted to the | 252 |
medical review panel, either party may convene the panel at a time | 253 |
and place agreeable to the members of the panel. After an | 254 |
agreement is reached on the time and place, the chairperson of the | 255 |
panel shall give ten days notice to the other party. Either party | 256 |
may question the panel concerning any matter pertaining to the | 257 |
panel's review. | 258 |
(B) The chairperson of the medical review panel shall preside | 259 |
at all meetings. Meetings shall be informal. | 260 |
Sec. 2323.4515. (A) The sole duty of the medical review | 261 |
panel is to express the panel's expert opinion as to whether or | 262 |
not the evidence supports a conclusion that the defendant or | 263 |
defendants failed to act within the appropriate standards of | 264 |
medical care as claimed by the plaintiff. The opinion is not a | 265 |
ruling of law. The opinion may be a consideration to parties | 266 |
negotiating a settlement. | 267 |
(B) Within thirty days after all evidence is submitted by the | 268 |
parties, the panel shall review the evidence and give one or more | 269 |
of the following expert opinions, in writing and signed by the | 270 |
panel members: | 271 |
(1) The evidence supports the conclusion that the defendant | 272 |
or defendants failed to comply with the appropriate standard of | 273 |
care as claimed by the plaintiff. | 274 |
(2) The evidence does not support the conclusion that the | 275 |
defendant or defendants failed to meet the applicable standard of | 276 |
care as claimed by the plaintiff. | 277 |
(3) There is a material question of fact bearing on the | 278 |
defendant's or defendants' liability. | 279 |
(4) The conduct complained of was or was not a factor in the | 280 |
resultant damages. If the panel concludes the conduct was a | 281 |
factor, the panel shall state whether the plaintiff suffered any | 282 |
disability and the extent and duration of the disability, or | 283 |
suffered any permanent impairment and the percentage of the | 284 |
impairment. | 285 |
(C) Upon issuing its opinion, the panel shall cease to exist. | 286 |
Sec. 2323.4516. The expert opinion reached by the medical | 287 |
review panel is admissible as evidence in any civil action brought | 288 |
by the plaintiff. The expert opinion is not conclusive. Either | 289 |
party to the civil action, at the party's cost, may call any | 290 |
member of the medical review panel as a witness. If called, the | 291 |
member shall appear and testify. | 292 |
Sec. 2323.4517. The chairperson of a medical review panel | 293 |
shall send a copy of the panel's report, by certified mail, to the | 294 |
superintendent of insurance and all parties within five days after | 295 |
the panel gives its expert opinion. | 296 |
Sec. 2323.4518. Members of a medical review panel have | 297 |
absolute immunity from civil liability for all communications, | 298 |
findings, opinions, and conclusions made in the course and scope | 299 |
of the duties assigned to them under sections 2323.45 and 2323.451 | 300 |
to 2323.4520 of the Revised Code. | 301 |
Sec. 2323.4519. (A) Each provider member of a medical review | 302 |
panel shall receive both of the following: | 303 |
(1) Three hundred fifty dollars for all work performed as a | 304 |
member of the panel. If the member is called to testify as a | 305 |
witness in court, the member's time in court is not work as a | 306 |
member of the panel. | 307 |
(2) Reasonable travel expenses. | 308 |
(B) The chairperson of a medical review panel shall receive | 309 |
both of the following: | 310 |
(1) Pay of two hundred fifty dollars per day, not to exceed | 311 |
two thousand dollars; | 312 |
(2) Reasonable travel expenses. | 313 |
(C) The chairperson shall keep an accurate record of the time | 314 |
and expenses of each member of the panel. The record shall be | 315 |
submitted to the parties for payment with the panel's report. | 316 |
(D) The prevailing party shall pay the panel's expenses, | 317 |
including travel expenses and other expenses of the review. If | 318 |
there is no majority opinion, each side shall pay fifty per cent | 319 |
of the panel's expenses. | 320 |
Sec. 2323.4520. If all parties to a medical claim agree to | 321 |
submit the claim to nonbinding arbitration, the medical review | 322 |
panel shall end its review of the medical claim and the claim | 323 |
shall proceed to nonbinding arbitration under section 2711.21 of | 324 |
the Revised Code. Sections 2323.45 and 2323.451 to 2323.4517 of | 325 |
the Revised Code shall not apply to a medical claim after the | 326 |
parties have agreed to submit the claim to nonbinding arbitration. | 327 |
Sec. 3929.482. (A) | 328 |
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| 343 |
its board of governors, with the approval of the superintendent of | 344 |
insurance, is authorized to enter into a contract with the Ohio | 345 |
mine subsidence insurance underwriting association to provide | 346 |
administrative and claims adjusting services required by it. Such | 347 |
contract shall provide indemnification by the Ohio mine subsidence | 348 |
insurance underwriting association to the Ohio fair plan | 349 |
underwriting association, its members, members of its board of | 350 |
governors, officers, employees, and agents against all liability, | 351 |
loss, and expense resulting from acts done or omitted in good | 352 |
faith in performing such contract. Such contract shall also | 353 |
provide that the Ohio fair plan underwriting association will be | 354 |
reimbursed for its actual expenses incurred in performing such | 355 |
services. Common expenses applicable both to the Ohio fair plan | 356 |
and to the mine subsidence insurance underwriting association | 357 |
shall be allocated between them on an equitable basis approved by | 358 |
the superintendent of insurance. | 359 |
| 360 |
of its board of governors, with the approval of the superintendent | 361 |
of insurance, is authorized to enter into a contract with the Ohio | 362 |
commercial joint underwriting association to provide | 363 |
administrative and claims adjusting services required by it. Such | 364 |
contract shall provide indemnification by the Ohio commercial | 365 |
joint underwriting association to the Ohio fair plan underwriting | 366 |
association, its members, members of its board of governors, | 367 |
officers, employees, and agents against all liability, loss, and | 368 |
expenses resulting from acts done or omitted in good faith in | 369 |
performing such contract. Such contract shall also provide that | 370 |
the Ohio fair plan underwriting association will be reimbursed for | 371 |
its actual expenses incurred in performing such services. Common | 372 |
expenses applicable both to the Ohio fair plan and to the Ohio | 373 |
commercial joint underwriting association shall be allocated | 374 |
between them on an equitable basis approved by the superintendent | 375 |
of insurance. | 376 |
Sec. 3929.85. No insurer licensed to carry on the business | 377 |
of insurance in this state that is required by law to contribute | 378 |
to, participate in, or which can be assessed by the Ohio insurance | 379 |
guaranty association pursuant to sections 3955.01 to 3955.19 of | 380 |
the Revised Code, or by the plan for apportionment of applicants | 381 |
for motor vehicle insurance pursuant to section 4509.70 of the | 382 |
Revised Code, or by the Ohio fair plan underwriting association | 383 |
pursuant to sections 3929.43 to 3929.61
of the Revised Code, | 384 |
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386 | |
joint underwriting association pursuant to sections 3930.03 to | 387 |
3930.18 of the Revised Code shall in any calendar year be required | 388 |
to contribute to, participate in, or be assessed by any one or | 389 |
more of the aforementioned plans or associations in an amount or | 390 |
amounts totaling in excess of two and one-half per cent of its net | 391 |
direct Ohio premium volume for the year next preceding the year in | 392 |
which the assessment or assessments are made or the contributions | 393 |
or participations are required. | 394 |
Sec. 3931.01. Individuals, partnerships, and corporations of | 395 |
this state, designated in sections 3931.01 to 3931.12 of the | 396 |
Revised Code, as "subscribers," may exchange reciprocal or | 397 |
interinsurance contracts with each other, and with individuals, | 398 |
partnerships, and corporations of other states, districts, | 399 |
provinces, and countries, providing indemnity among themselves | 400 |
from any loss which may be legally insured against by any fire or | 401 |
casualty insurance company or association provided that contracts | 402 |
of indemnity against property damage and bodily injury arising out | 403 |
of the ownership, maintenance or use of a singly owned private | 404 |
passenger automobile principally used for nonbusiness purposes may | 405 |
not be exchanged through a reciprocal insurer which maintains a | 406 |
surplus over all liabilities of less than two and one-half million | 407 |
dollars and provided that this exception shall not prohibit the | 408 |
exchanging of contracts of indemnity against any form of liability | 409 |
otherwise authorized and arising out of any business or commercial | 410 |
enterprise. Such contracts and the exchange thereof and such | 411 |
subscribers, their attorneys, and representatives shall be | 412 |
regulated by such sections, and no law enacted after July 4, 1917, | 413 |
shall apply to them, unless they are expressly designated therein. | 414 |
Such a contract may be executed by an attorney or other | 415 |
representative designated "attorney," in sections 3931.01 to | 416 |
3931.12 of the Revised Code, authorized by and acting for such | 417 |
subscribers under powers of attorney. Such attorney may be a | 418 |
corporation. The principal office of such attorney shall be | 419 |
maintained at the place designated by the subscribers in the | 420 |
powers of attorney. | 421 |
Except for such limitations on assessability as are approved | 422 |
by the superintendent of insurance, every reciprocal or | 423 |
interinsurance contract written pursuant to this chapter for | 424 |
medical malpractice insurance | 425 |
426 | |
shall contain a statement, in boldface capital letters and in type | 427 |
more prominent than that of the balance of the contract, setting | 428 |
forth such terms of | 429 |
Sec. 3955.05. Sections 3955.01 to 3955.19 of the Revised | 430 |
Code apply to all kinds of direct insurance, except: | 431 |
(A) Title insurance; | 432 |
(B) Fidelity or surety bonds, or any other bonding | 433 |
obligations; | 434 |
(C) Credit insurance, vendors' single interest insurance, | 435 |
collateral protection insurance, or any similar insurance | 436 |
protecting the interests of a creditor arising out of a | 437 |
creditor-debtor transaction; | 438 |
(D) Mortgage guaranty, financial guaranty, residual value, or | 439 |
other forms of insurance offering protection against investment | 440 |
risks; | 441 |
(E) Ocean marine insurance; | 442 |
(F) Any insurance provided by or guaranteed by government | 443 |
including, but not limited to, any department, board, office, | 444 |
commission, agency, institution, or other instrumentality or | 445 |
entity of any branch of state government, any political | 446 |
subdivision of this state, the United States or any agency of the | 447 |
United States, or any separate or joint governmental | 448 |
self-insurance or risk-pooling program, plan, or pool; | 449 |
(G) Contracts of any corporation by which health services are | 450 |
to be provided to its subscribers; | 451 |
(H) Life, annuity, health, or disability insurance, including | 452 |
sickness and accident insurance written pursuant to Chapter 3923. | 453 |
of the Revised Code; | 454 |
(I) Fraternal benefit insurance; | 455 |
(J) Mutual protective insurance of persons or property; | 456 |
(K) Reciprocal or interinsurance contracts written pursuant | 457 |
to Chapter 3931. of the Revised Code for medical malpractice | 458 |
insurance | 459 |
460 |
(L) Any political subdivision self-insurance program or joint | 461 |
political subdivision self-insurance pool established under | 462 |
Chapter 2744. of the Revised Code; | 463 |
(M) Warranty or service contracts, or the insurance of such | 464 |
contracts; | 465 |
(N) Any state university or college self-insurance program | 466 |
established under section 3345.202 of the Revised Code; | 467 |
(O) Any transaction, or combination of transactions, between | 468 |
a person, including affiliates of such person, and an insurer, | 469 |
including affiliates of such insurer, that involves the transfer | 470 |
of investment or credit risk unaccompanied by a transfer of | 471 |
insurance risk; | 472 |
(P) Credit union share guaranty insurance issued pursuant to | 473 |
Chapter 1761. of the Revised Code; | 474 |
(Q) Insurance issued by risk retention groups as defined in | 475 |
Chapter 3960. of the Revised Code; | 476 |
(R) Workers' compensation insurance, including any contract | 477 |
indemnifying an employer who pays compensation directly to | 478 |
employees. | 479 |
Sec. 3960.06. (A) A purchasing group and its insurer or | 480 |
insurers are subject to all applicable laws of this state, except | 481 |
that a purchasing group and its insurer or insurers, in regard to | 482 |
liability insurance for the purchasing group, are exempt from any | 483 |
law that does any of the following: | 484 |
(1) Prohibits the establishment of a purchasing group; | 485 |
(2) Makes it unlawful for an insurer to provide or offer to | 486 |
provide insurance on a basis providing, to a purchasing group or | 487 |
its members, advantages based on their loss and expense experience | 488 |
not afforded to other persons with respect to rates, policy forms, | 489 |
coverages, or other matters; | 490 |
(3) Prohibits a purchasing group or its members from | 491 |
purchasing insurance on a group basis described in division (A)(2) | 492 |
of this section; | 493 |
(4) Prohibits a purchasing group from obtaining insurance on | 494 |
a group basis because the group has not been in existence for a | 495 |
minimum period of time or because any member has not belonged to | 496 |
the group for a minimum period of time; | 497 |
(5) Requires that a purchasing group have a minimum number of | 498 |
members, common ownership or affiliation, or a certain legal form; | 499 |
(6) Requires that a certain percentage of a purchasing group | 500 |
obtain insurance on a group basis; | 501 |
(7) Otherwise discriminates against a purchasing group or any | 502 |
of its members; | 503 |
(8) Requires that any insurance policy issued to a purchasing | 504 |
group or any of its members be countersigned by an insurance agent | 505 |
or broker residing in this state. | 506 |
(B) The superintendent of insurance may require or exempt a | 507 |
risk retention group from participation in any joint underwriting | 508 |
association established under section | 509 |
plan established under section 4509.70 of the Revised Code. Any | 510 |
risk retention group that is required to participate under this | 511 |
division shall submit sufficient information to the superintendent | 512 |
to enable | 513 |
nondiscriminatory basis the risk retention group's proportionate | 514 |
share of losses and expenses. | 515 |
Sec. 4731.143. (A) Each person holding a valid certificate | 516 |
under this chapter authorizing the certificate holder to practice | 517 |
medicine and surgery, osteopathic medicine and surgery, or | 518 |
podiatric medicine and surgery, who is not covered by medical | 519 |
malpractice insurance | 520 |
521 | |
certificate holder's lack of such insurance coverage prior to | 522 |
providing nonemergency professional services to the patient. The | 523 |
notice shall be provided alone on its own page. The notice shall | 524 |
provide space for the patient to acknowledge receipt of the | 525 |
notice, and shall be in the following form: | 526 |
"N O T I C E: | 527 |
Dr. ............... (here state the full name of the | 528 |
certificate holder) is not covered by medical malpractice | 529 |
insurance. | 530 |
The undersigned acknowledges the receipt of this notice. | 531 |
The certificate holder shall obtain the patient's signature, | 536 |
acknowledging the patient's receipt of the notice, prior to | 537 |
providing nonemergency professional services to the patient. The | 538 |
certificate holder shall maintain the signed notice in the | 539 |
patient's file. | 540 |
(B) This section does not apply to any officer or employee of | 541 |
the state, as those terms are defined in section 9.85 of the | 542 |
Revised Code, who is immune from civil liability under section | 543 |
9.86 of the Revised Code or is entitled to indemnification | 544 |
pursuant to section 9.87 of the Revised Code, to the extent that | 545 |
the person is acting within the scope of the person's employment | 546 |
or official responsibilities. | 547 |
This section does not apply to a person who complies with | 548 |
division (B)(2) of section 2305.234 of the Revised Code. | 549 |
Section 2. That existing sections 3929.482, 3929.85, 3931.01, | 550 |
3955.05, 3960.06, and 4731.143 and sections Sec. 3929.71. , Sec. 3929.72. , | 551 |
Sec. 3929.721. , Sec. 3929.73. , Sec. 3929.75. , Sec. 3929.76. , Sec. 3929.77. , Sec. 3929.78. , Sec. 3929.79. , | 552 |
Sec. 3929.80. , Sec. 3929.81. , Sec. 3929.82. , Sec. 3929.83. , and Sec. 3929.84. of the Revised | 553 |
Code are hereby repealed. | 554 |