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To enact section 4509.105 of the Revised Code to | 1 |
require the Registrar of Motor Vehicles to | 2 |
contract with a third party to implement an | 3 |
electronic insurance verification system in Ohio. | 4 |
Section 1. That section 4509.105 of the Revised Code be | 5 |
enacted to read as follows: | 6 |
Sec. 4509.105. (A) The registrar of motor vehicles shall | 7 |
contract with a third party to implement an electronic automobile | 8 |
liability insurance verification system in this state that may | 9 |
include any of the following: | 10 |
(1) A system to make interstate and intrastate automobile | 11 |
insurance status available to law enforcement for single | 12 |
noninvasive vehicle query at any time through the national law | 13 |
enforcement communications network (NLETS); | 14 |
(2) A noninvasive system to nationally report automobile | 15 |
liability insurance status of vehicles registered in this state | 16 |
through NLETS; | 17 |
(3) A system to make available to the bureau of motor | 18 |
vehicles a financial responsibility verification system for use | 19 |
when an individual registers a vehicle pursuant to section 4503.20 | 20 |
of the Revised Code; | 21 |
(4) A system to provide automobile insurance information to | 22 |
emergency medical service providers; | 23 |
(5) A system to provide financial responsibility verification | 24 |
to banks and other lien-holders concerning any vehicle that serves | 25 |
as collateral for a loan; | 26 |
(6) A national court verification system to provide financial | 27 |
responsibility status for the court date, the citation date, the | 28 |
day prior to the citation date, and a history of the vehicle's | 29 |
periods of coverage; | 30 |
(7) An automated telephone system that allows individuals to | 31 |
check the automobile insurance status of the individual's vehicle | 32 |
or the status of any other vehicle; | 33 |
(8) An automatic license plate recognition system to | 34 |
electronically capture license plate images in two seconds or less | 35 |
and noninvasively verify the insurance status of the vehicle. If | 36 |
the vehicle is covered under an automobile insurance policy, the | 37 |
automatic license plate recognition system shall erase the record | 38 |
of the vehicle's license plate within one minute. | 39 |
(9) A system that provides secure, dedicated, electronic | 40 |
portals with appropriate information for all of the following | 41 |
groups immediately upon request: | 42 |
(a) Every insurance agent and broker licensed in this state; | 43 |
(b) Any insurance agents association; | 44 |
(c) Every insurer authorized to do the business of insurance | 45 |
in this state; | 46 |
(d) The Ohio insurance federation; | 47 |
(e) All motor vehicle dealers in this state; | 48 |
(f) All vehicle rental agencies in this state; | 49 |
(g) Any bank, finance company, or other lender that has a | 50 |
lien on an automobile in this state; | 51 |
(h) Mothers against drunk driving; | 52 |
(i) The American association of retired persons, the American | 53 |
civil liberties union, and other privacy groups; | 54 |
(j) The national association for the advancement of colored | 55 |
people and other minority groups; | 56 |
(k) Consumer organizations. | 57 |
(B) Each insurer that delivers, issues for delivery, or | 58 |
renews automobile liability insurance policies in this state shall | 59 |
furnish to the bureau on a daily basis all of the following | 60 |
information concerning vehicles owned by any persons to whom it | 61 |
issues such policies of insurance on the previous day and any | 62 |
persons who, on the previous day, cancel such policies of theirs | 63 |
or allow their policies to lapse through failure to pay the | 64 |
premium due: | 65 |
(1) The effective or termination date of the policy; | 66 |
(2) The policy number; | 67 |
(3) The vehicle identification number of the vehicle covered | 68 |
under the policy; | 69 |
(4) The make, model, and model year of the vehicle covered | 70 |
under the policy; | 71 |
(5) The state or zip code of residence of the policyholder; | 72 |
(6) Any lienholder identified in the policy; | 73 |
(7) The level of insurance coverage expressed in the | 74 |
following categories: liability, comprehensive, collision, and | 75 |
uninsured and underinsured motorist coverage. | 76 |
(C) The registrar may require insurers to submit the | 77 |
information required under division (B) of this section to the | 78 |
bureau via electronic means. | 79 |
(D) The registrar shall adopt rules in accordance with | 80 |
Chapter 119. of the Revised Code to implement this section. | 81 |
(E) As used in this section: | 82 |
(1) "Noninvasive" means does not contain or display personal | 83 |
identifying information including name and address. | 84 |
(2) "Financial responsibility" means the ability to satisfy | 85 |
the requirements established under section 4509.101 of the | 86 |
Revised Code. | 87 |