Sub. H.B. 193

126th General Assembly

(S. Insurance, Commerce, and Labor)

Permits a health insuring corporation to impose higher deductibles, which may exceed the $1,000 per enrollee and $2,000 per family limit required under current law, for high deductible health plans that are linked to health savings accounts.

Specifies that copayments imposed by a health insuring corporation in connection with high deductible health plans that are linked to health savings accounts are reasonable and not a barrier to the necessary utilization of services by enrollees.

Exempts the copayments described above from certain measures in existing law that a health insuring corporation may take to ensure that copayments are reasonable and not a barrier to the necessary utilization of services.

Defines "health savings account" and "high deductible health plan" the same as in section 223 of the federal Internal Revenue Code.

h00193-126.doc/ar 06/21/2005