To enact sections 1751.69, 3923.651, and 5111.0210 of the Revised Code to require certain health care policies, contracts, agreements, and plans, as well as the state's Medicaid program, to provide benefits for colorectal examinations and laboratory tests for cancer.

Section 1. That sections 1751.69, 3923.651, and 5111.0210 of the Revised Code be enacted to read as follows:

Sec. 1751.69.  (A) Notwithstanding section 3901.71 of the Revised Code, each individual or group health insuring corporation policy, contract, or agreement providing basic health care services that is delivered, issued for delivery, or renewed in this state shall provide benefits for the expenses of colorectal cancer examinations and laboratory tests for colorectal cancer for any nonsymptomatic individual who is either of the following:

(1) Fifty years of age or older;

(2) Less than fifty years of age and at high risk for colorectal cancer due to one of the following:

(a) A personal history of colorectal cancer or adenomatous polyps;

(b) A personal history of chronic inflammatory bowel disease, such as Crohn's disease or ulcerative colitis;

(c) A family history of colorectal cancer or polyps, determined by cancer or polyps in a first degree relative less than sixty years of age or two or more first degree relatives of any age;

(d) A known family history of hereditary colorectal cancer syndromes such as familial adenomatous polyposis or hereditary nonpolyposis colon cancer.

(B) The benefits provided under division (A) of this section shall include coverage of all of the following:

(1) Flexible sigmoidoscopy every five years;

(2) Colonoscopy every ten years;

(3) Double contrast barium enema every five years;

(4) CT colonography every five years;

(5) A stool DNA test with high sensitivity for cancer every five years or one of the following screening tests annually:

(a) Guaiac-based fecal occult blood test with high test sensitivity for cancer;

(b) Fecal immunochemical test with high test sensitivity for cancer;

(c) Any combination of the most reliable, medically recognized screening tests available.

(C) The benefits provided under division (A) of this section shall be subject to all terms, conditions, restrictions, exclusions, and limitations that apply to any other coverage under the policy, contract, or agreement for services performed by participating and nonparticipating providers. Nothing in this section shall be construed as requiring reimbursement to a provider or facility providing the examination or test that does not have a health care contract with the health insuring corporation, or as prohibiting a health insuring corporation that does not have a health care contract with the provider or facility providing the examination or test from negotiating a single case or other agreement for coverage.

Sec. 3923.651. (A) Notwithstanding section 3901.71 of the Revised Code, each policy of individual or group sickness and accident insurance that is delivered, issued for delivery, or renewed in this state and each public employee benefit plan that is established or modified in this state shall provide benefits for the expenses of colorectal cancer examinations and laboratory tests for colorectal cancer for any nonsymptomatic individual who is either of the following:

(1) Fifty years of age or older;

(2) Less than fifty years of age and at high risk for colorectal cancer due to one of the following:

(a) A personal history of colorectal cancer or adenomatous polyps;

(b) A personal history of chronic inflammatory bowel disease, such as Crohn's disease or ulcerative colitis;

(c) A family history of colorectal cancer or polyps, determined by cancer or polyps in a first degree relative less than sixty years of age or two or more first degree relatives of any age;

(d) A known family history of hereditary colorectal cancer syndromes such as familial adenomatous polyposis or hereditary nonpolyposis colon cancer.

(B) The benefits provided under division (A) of this section shall include coverage of all of the following:

(1) Flexible sigmoidoscopy every five years;

(2) Colonoscopy every ten years;

(3) Double contrast barium enema every five years;

(4) CT colonography every five years;

(5) A stool DNA test with high sensitivity for cancer every five years or one of the following screening tests annually:

(a) Guaiac-based fecal occult blood test with high test sensitivity for cancer;

(b) Fecal immunochemical test with high test sensitivity for cancer;

(c) Any combination of the most reliable, medically recognized screening tests available.

(C) The benefits provided under division (A) of this section shall be subject to all terms, conditions, restrictions, exclusions, and limitations that apply to any other coverage under the policy or plan for services performed by participating and nonparticipating providers. Nothing in this section shall be construed as requiring reimbursement to a provider or facility providing the examination or test that does not have a health care contract with the entity issuing the policy or plan, or as prohibiting the entity issuing a policy or plan that does not have a health care contract with the provider or facility providing the examination or test from negotiating a single case or other agreement for coverage.

(D) This section does not apply to any policy that provides coverage for specific diseases or accidents only, or to any hospital indemnity, medicare supplement, or other policy that offers only supplemental benefits.

Sec. 5111.0210. (A) The medicaid program shall cover colorectal cancer examinations and laboratory tests for colorectal cancer for any nonsymptomatic medicaid recipient who is either of the following:

(1) Fifty years of age or older;

(2) Less than fifty years of age and at high risk for colorectal cancer due to one of the following:

(a) A personal history of colorectal cancer or adenomatous polyps;

(b) A personal history of chronic inflammatory bowel disease, such as Crohn's disease or ulcerative colitis;

(c) A family history of colorectal cancer or polyps, determined by cancer or polyps in a first degree relative less than sixty years of age or in two or more first degree relatives of any age;

(d) A known family history of hereditary colorectal cancer syndromes such as familial adenomatous polyposis or hereditary nonpolyposis colon cancer.

(B) The coverage provided under division (A) of this section shall include coverage of all of the following:

(1) Flexible sigmoidoscopy every five years;

(2) Colonoscopy every ten years;

(3) Double contrast barium enema every five years;

(4) CT colonography every five years;

(5) A stool DNA test with high sensitivity for cancer every five years or one of the following screening tests annually:

(a) Guaiac-based fecal occult blood test with high test sensitivity for cancer;

(b) Fecal immunochemical test with high test sensitivity for cancer;

(c) Any combination of the most reliable, medically recognized screening tests available.